1% – 3%
6 months – 10 years
LIIF’s diverse portfolio includes loans to mission aligned borrowers nationwide.
LIIF’s National screen allows investors to track impact throughout the country.
The SF Bay Area is home to one of the largest income inequality gaps in the country.
LIIF’s Bay Area screen allows investors to track impact regionally.
In many instances, LIIF is able to offer place-based impact screens that speak to an investor’s geographic interests.
If you are interested in a customized impact screen, please let us know.
As an investor, you can make your money work for you and the community.
LIIF invests in community partners that deliver improved health outcomes, higher educational attainment, and lifetime earnings increases to low-income people.
Low Income Investment Fund
LIIF invests private capital in projects that help families and communities thrive.
k-12 school seats
1,500,000 tons of green
house gas reduction
70,000 units of
health clinic visits
New Destiny, New York
According to the New York Department of Homeless Services, in 2016, domestic violence surpassed eviction as the primary reason for homeless shelter entrance. New Destiny’s Bainbridge Residences provide supportive affordable housing to low-income families moving from domestic violence shelters.
LIIF’s construction loan allowed the rehabilitation of 36 units, for which tenants – most of whom have Section 8 vouchers – will pay rents that are less than 50% of the local average. On-site services tailored to domestic abuse survivors include counseling, job readiness assistance, financial planning, and child and family programming.
LA LGBT Center, Los Angeles
Since 1969, the Los Angeles LGBT Center has been building a world where lesbian, gay, bisexual and transgender people thrive as healthy, equal and complete members of society. Today the Center is the world’s largest provider of programs, services, and global advocacy for LGBT people.
LIIF’s financing supports the construction of facilities that will house a transitional living program and emergency shelter for homeless LGBT youth, a new senior supportive services center, a new at-risk youth service center, new headquarters for the Center and affordable housing for LGBT seniors.
Remington Row, Baltimore
Remington Row is a multi-use, transit-oriented project that features 108 units of mixed-income housing, a 30,000 square foot health clinic, nonprofit community theater, fresh food grocer, and other locally-owned small businesses. The project revitalizes three abandoned and underutilized industrial blocks in Baltimore’s highly distressed Remington neighborhood, with the ultimate goal of establishing new pathways to opportunity for community members.
Additionally, LIIF’s financing of the LEED-Silver certified development provided 200 construction jobs and 165 permanent jobs.
Kingsley House, New Orleans
Kingsley House is unique in its co-habitation of services for low-income children and the elderly. Since the devastating impact of Hurricane Katrina, demand for Kingsley House’s programs has increased significantly. Nearly 500 families are currently on the waitlist for early childhood education, and the expansion has allowed Kingsley House to increase its enrollment by nearly 40%.
LIIF provided critical financing to support the construction of Kingsley’s state-of-the-art 24,000 square foot facility, which expanded its early childhood education and senior health services.
Frequently Asked Questions
Who can invest?
LIIF Notes are currently available to any individual or institutional investor residing in the following states: AK, CA, CT, CO, DC, HI, MA, MD, ME, MI, NH, NM, NY, RI, TX, VA, VT. Click here to download the prospectus.
What does my investment support?
The organizations to which LIIF makes loans are typically community-based, non-profit, or mission-aligned for-profit real estate developers that build affordable housing, high quality schools and child care centers, health centers, and community facilities for the benefit of low income people and communities.
Are there any fees?
No, investors do not pay any fees.
What happens when my Note matures?
You will be notified by email 30 days, 15 days and again 5 days prior to your Note’s maturation. At that time, you will have the option to roll your investment over into another note, redeem your investment partially or in full, or donate your interest or principal investment to LIIF. If you elect to redeem your principal, funds can be transferred within 7 business days. If you do not respond to the notification, LIIF will automatically roll your investment into a new Note with the same duration at the interest rate in effect on that date.